The Real-Time Payment (RTP) report is made up of individual data rows. Each row provides one of three types of data: Header, Transaction Record, or Trail.

Each row contains only one type of data and begins with a Record Type Indicator that conveys the data type. For example, the file header rows have an indicator of H, while the individual transaction rows have an indicator of T.

RTP reconciliation report fields

The RTP Reconciliation Report only differs from the standard Reconciliation Report in the type of transactions it contains. This report includes only RTP payouts.

For more information about the report fields, see Reconciliation & Funding Report.

RTP reconciliation report payment and transaction types

The RTP Reconciliation Report includes only the Payment Type of Deferred and Transaction Types of Deposit or Refund.