Trustly data

Trustly data applications retrieve accurate, bank-qualified consumer data directly from the user's financial institution. This enables you to authenticate accounts and verify ownership to ensure compliance, mitigate fraud risk, and streamline onboarding processes without relying on micro-deposits or manually keyed information.

These specialized data applications are critical for functions outside of simple payment execution, such as accelerating Know Your Customer (KYC), onboarding, underwriting credit applications, and verifying account health before funds are moved. Integrating these solutions helps maximize approval rates and provides deep insights that drive better business decisions.

Account verification and identity

These applications are essential for verifying who the user is, validating account ownership, and meeting stringent regulatory requirements.

Pull consumer-permissioned identity data in real-time for comprehensive KYC profiling during onboarding and authentication.

Account verification

Retrieve and authenticate bank-qualified account information and verify ownership, ensuring compliance and mitigating risk.

Micro-deposit challenges

Use micro-deposits when direct bank authentication isn't feasible.

Financial analysis and risk

These applications provide deep insights into consumer finances for better risk and credit decisioning.

Insights data

Access real-time transaction data to inspect spending hygiene, account balance history, and NSF risk for credit decisions.

Display resources

These resources support the front-end user experience and interface.

Retrieve bank logo

Access the API for retrieving the official logo of the consumer's financial institution for display in your application.

Updated about 14 hours ago