> This page is for North America.

> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://amer.developers.trustly.com/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://amer.developers.trustly.com/_mcp/server.

# Get started

Trustly provides a global, proprietary Pay by Bank network, built on Open Banking technology.

Merchants can integrate a single solution for direct, secure payments and data retrieval from consumers' bank accounts worldwide. This connection enables high-volume, low-latency transactions and deep consumer insights.

## Standard integration path

Follow this path to get your first test transaction running:

### Render the bank selection UI

Add our JavaScript library to your frontend to render the secure Trustly Lightbox to your users.

[Integrate the Trustly Lightbox into your web application →](/sdks/javascript)

### Authorize or capture funds

Implement the server-side logic required to securely talk to the Trustly API and process the payment payload.

[Accept payments with Trustly Pay →](/integrate/accept-payments/trustly-pay)

### Test your workflow

Use our simulated bank profiles in the Trustly Sandbox to test successful payments, insufficient funds, and error handling.

[Test your integration →](/integrate/api-fundamentals/testing)

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## Start your integration

Not sure where to begin? Learn the core concepts, browse our product catalog, or compare integration options.

#### [Key concepts](/integrate/core-concepts/key-concepts)

Understand the core technology, including the Trustly Lightbox, split token security, and request signatures.

#### [Explore solutions](/integrate/get-started/explore-solutions)

View a comprehensive list of Trustly solutions and access integration documentation.

#### [Choose an integration](/integrate/get-started/choose-an-integration)

Explore Trustly SDKs and platform plugins to select the right integration method for your business.

## Build your workflow

Select a product workflow to begin coding.

#### [Accept payments](/integrate/accept-payments/trustly-pay)

Enable high-volume recurring payments, one-time e-commerce checkouts, and digital wallet funding.

#### [Send money](/integrate/send-money)

Disburse funds instantly to customer bank accounts or handle cross-border international transfers.

#### [Retrieve data](/integrate/retrieve-data)

Mitigate risk by verifying user identities, checking account balances, and analyzing financial insights.

## Manage and monitor

Prepare for launch, maintain your integration, and monitor financial performance.

#### [Go-live checklist](/integrate/manage-your-integration/go-live-checklist)

Review the operational and configuration steps required to move from Sandbox to Production.

#### [Manage your integration](/integrate/manage-your-integration)

Access the go-live checklist, handle reporting and reconciliation, and configure operational settings like risk overrides.

#### [Use the merchant portal](/integrate/manage-your-integration/merchant-portal)

View transaction logs, generate settlement reports, and manage user permissions.

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## Developer resources

Access core concepts, native client libraries, and API specifications.

#### [API fundamentals](/integrate/api-fundamentals)

Understand core concepts, authentication methods, idempotency, and API testing environments.

#### [SDKs](/sdks)

Integrate native Trustly SDKs for mobile and web platforms.

#### [API reference](/api-reference)

Review a comprehensive list of all API endpoints and data objects.